How to Get Low Cost Maternity health guarnatee

Health Insurance - How to Get Low Cost Maternity health guarnatee

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Fifteen percent of American women do not have maternity condition assurance and face splendid healing bills, especially if there are healing complications. Here's how to get low cost maternity condition assurance that could save you from financial disaster.

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Health Insurance

What is maternity condition insurance?

Maternity condition assurance is a condition assurance plan that includes maternity coverage. As of this writing there are no stand-alone maternity condition assurance plans.

You can purchase one of the following types of plans to get maternity coverage:

* An indemnity plan which lets you pick your own doctor and hospital, but is the most expensive type of plan.

* A managed condition care plan (Hmo, Ppo, Pos) that assigns you to a network of doctors and hospitals that you use for your healing care. These are the cheapest types of plans.

What does maternity condition assurance cover?

Standard maternity condition assurance policies cover your doctors expenses, your hospital fees, and your prescriptions drugs - basically all your maternity healing expenses.

Can I get maternity condition assurance if I'm already pregnant?

Private assurance companies will not insure you if you're already pregnant, but some states offer Medicaid condition insurance, or plans such as California's Medi-Cal, to low revenue families. To see if your your state has a low revenue maternity condition assurance program, visit your state's group of assurance website.

If you're pregnant and don't qualify for state sponsored maternity condition insurance, the best thing you can do is call the hospitals in your area and see if you can negotiate a cheaper than general rate. Most hospitals will give you a discount if you pay cash.

Where can I get cheap maternity condition insurance?

The best way to get cheap maternity condition assurance is to go to an assurance comparison website where you can get rate quotes from many assurance companies.

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